Home Additions | Summer 2022 Pool Options

There are few better afternoons than coming home from work to take a dip in the pool on a hot summer day. If you have always dreamed about having a pool in the backyard, this guide is for you. Whether you are looking for options in your current home or planning a move and looking for options in your new one, we will cover the various pool options you can take advantage of this summer, keep reading to find out more. 

Community Pools

As the name suggests, these pools are shared by the community. This could be a residential community pool or a municipal pool. On average, there will be fewer people at a residential community pool than at a municipal one because it is available to a smaller number of people. Municipal pools are completely open to the public, at little or no cost, so there will be days when it is almost completely full. A residential pool will only be available to the people who pay rent to the owners of the pool. Both types of pools offer great price points for pool access, and some municipal pools are completely free.

Residential pools may appear free, but your rent will be paid for it in some way. However, both options severely lack privacy and control. You will have little to no control over how others use these pools. There may be days when someone completely rents the residential pool complex, meaning you will have to go without the pool that day. You will have to regularly deal with loud and unruly children at a municipal pool, on a good day this will be the biggest annoyance. 

Private Membership Pools

Private pools are operated by private businesses. You can find these in many of the biggest gym chains, like YMCA. Much like a residential pool, your monthly gym fees will grant you access to the pool. Overall, this will be much cheaper than actually buying and maintaining your own pool. Gym pools are usually quite big to allow for lap swimming, but this means there might not be a lot of room to simply hang out in the pool. These pools also usually have rules covering gatherings around the pool and the behavior of adults and children.

So, you won’t have to deal with the annoyances of a municipal pool, but you also won’t be able to simply hang at the pool with friends. Of course, this all depends on the specific gym chain since they all have different pool rules and policies. Most gyms have an all-inclusive monthly payment plan where you will get access to the entire gym and the pool for one price. So the pool can become a nice place to relax and get a couple of laps in after a workout in the weight room.

Aside from gyms, lots of country clubs have pools as well. You will get access to the pool, as well as a golf course and maybe even a gym as well. This will cost a pretty penny, but you will have access to a pool that is regulated and allows you to host friends for get-togethers. 

Your Own Pool

The last option is your very own private pool at your residence. This is the toughest option with lots of prerequisites. You need enough land to comfortably fit the pool on. You need the capital to fund the building of the pool. And, you need to be able to maintain the pool for years to come. Take the time to research the options you have in your own geographical area, as well as how much money you want to spend to get access to a pool. 

Contact Us

At Equity Mortgage, we work with a variety of clients with varying degrees of mortgage needs. We offer our clients alternative options to their current loan programs with our wide range of mortgage products and flexible lending practices. 

Experience fast, professional service for coronavirus mortgaging today and into the future. Contact us for more info or give us a call at 1-800-332-9221.


* Specific loan program availability and requirements may vary. Please get in touch with the mortgage advisor for more information.