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Recent Articles

Mar
30
2022
How Do Non-QM Loans Work?
Buying a home is part of the American dream, but what if you don’t qualify through traditional means? This is an issue that self-employed and other non-W2 workers often face since their proof of income and employment differs from what lenders typically require. The good news is...
Mar
28
2022
Mortgage Basics | Housing Affordability in 2022
Buying a home can seem like a complex process, requiring extensive research to determine the best fit for you. Not only is the house itself extremely important, but so is the price tag. It can be tough to get a clear picture of the affordability and property value of a home. Luckily, housing...
Mar
23
2022
What Are The Closing Costs For A VA Loan?
As with any type of mortgage, VA loans have fees associated with getting the loan. These fees are often called “closing costs,” and they are paid to the lender for services rendered in creating and processing your mortgage. Note that closing costs must be settled before the...
Mar
21
2022
Student Mortgaging | The Basics of Qualifying for Loans
With the pile of student loans awaiting payment after college graduation, many new grads are wondering the same thing… How am I going to qualify for a mortgage loan when I still have student loans to pay off?  Qualifications for home loans vary in requirements depending on...
Mar
16
2022
How Does A Mortgage Underwriter Verify Income?
The mortgage underwriting process is essential to verify income and ultimately determine whether the loan is approved or not. In addition to examining your income, the underwriter will also dive into significant events such as recently graduating from school, switching careers, or...
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