Credit Problems

Equity Mortgage™ looks beyond the numbers and credit reports. We regard you as an individual - our neighbor. Our goal is to ensure your homeownership - even if you have less than perfect credit you can apply with the same speedy application process and mortgage approval in 24 hours or less.

At Equity Mortgage, we give you the respect you deserve, and help you reestablish your credit history for a lifetime. We're securing futures - one neighbor at a time.

  • Hard to prove income. We have home loans that don't require traditional income documentation.

  • Late payments. We specialize in home loans for consumers with less-than perfect credit.

  • Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. Our flexible lending standards let us look at you as an individual.

  • Bankruptcy or Foreclosure. Even if you've had a bankruptcy or foreclosure in the past, we'll work hard to help you get the home loan you need.

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